Current Best Mortgage Rates in Falls Church, VA

If you, along with many other potential homeowners, have been impressed by sinking mortgage rates and are now thinking about purchasing your first home, the present might actually be the perfect time. Of course, just because average Falls Church mortgage rates are at an all-time low doesn’t mean every lending institution will be offering a great deal. In order to lessen the cost of your home purchase as much as possible, you’ll need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Falls Church, VA with a great rate for you. Below is a list of the best mortgage rates in Falls Church across a host of loan types.

Falls Church Banks and Credit Unions with Lowest Mortgage Rates

Top Falls Church 15-Year Fixed Mortgage Rates

• Wells Fargo Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.5


• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.5


• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Falls Church

• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Columbia Bank: 4%
• • No Orig. Fees
  • Points: 0.63

Lowest Falls Church 3/1 ARM Mortgage Rates

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.75
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Falls Church

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.38%
• • Orig. Fees: 1%
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Wachovia Bank, National Association: 2.38%
• • Orig. Fees: 1%
  • Points: 0.5
  • Caps: 2% per Adjustment Period

Be sure you verify these interest rates with the lender before applying. These rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Falls Church mortgage rate.